Micro-lending & Credit Agreement

loan agreement is a document in which a lender sets out the terms and conditions

What is a roll-over loan? A roll-over loan is a practice which gives the borrower

WHAT DOES IT MEAN TO ME AS A CONSUMER? To buy or not to buy,

Anna was in dire need of money. She needed money urgently to give her family

In terms of the Usury Act, 1968 (Act No. 73 of 1968) a moneylender is

INTRODUCTION NAMFISA’s Complaints Department receives and handles a number of complaints on a daily basis.

1. What is a Credit Transaction? A credit transaction is a transaction whereby the credit

In terms of the Usury Act, 1968 (Act No. 73 of 1968), a money lender